Estimate the future value of your investment based on an initial amount, monthly contributions, and an expected annual return rate.
This calculator assumes your initial investment and regular monthly contributions compound monthly at the annual rate you specify. The initial amount and every monthly contribution keep growing for the remaining time in the plan, so contributions made earlier earn more compound growth than ones made later. The results are a mathematical projection based on a constant assumed rate of return. Actual investment returns can vary significantly due to market fluctuations, fees, and taxes; this tool does not constitute financial advice.
Common questions about investment return calculations
The calculator uses monthly compounding. The annual return rate you enter is divided by 12 to get a monthly rate, and both your initial investment and monthly contributions grow by that rate every month.